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What is required to apply for a loan?

You just need to share your basic personal, employment and banking details through online application form. No documentations, faxing, guarantor or any sort of security required for application. Just make sure your match these criteria: applicant age must be 18 years or above, must have a permanent employment, must be a citizen of UK and must have a valid bank account on his name.

How can I check my application status?

You will receive a response from the lender within few hours if your loan account is approved. Just relax and wait for a response through phone and email.

How much amount can I borrow?

You can apply for cash up to £500. But the loan amount offered by the lender would be dependent on your loan affordability. So, apply only for the amount you urgently need, there are higher chances of approval if the loan amount is lower.

How fast can I get my money?

Usually text loan amount is transferred within minutes. Since these are approved in advance there is no delay in cash transfer when you apply through SMS.

What are the repayment options?

The loan repayment schedule is discussed at the time of registering for this service. The lender will discuss with you about the repayment options. However, just to give you an idea, these short term loans are paid back in a lump sum on the next payday.

What if I miss the repayment on time?

You can be charged a penalty for late/miss payment. This could be around £20 for first few days delay, but if you delay further this amount might multiple making your loan very expensive. So, as per expert advice, never miss or delay a loan repayment to keep the deal affordable.

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